Head of Credit

17 hours ago


Dunedin, New Zealand Sheffield Full time

**Dunedin Based**:

- **Strategic Senior Leadership Opportunity**:

- **Provide Leadership around Fraud, Credit Decisions & Collections**

**ABOUT THE ROLE**

There has never been a more exciting time to join MTF. With a new Chief Executive and leadership team, this is a rare opportunity to join an iconic NXZ listed company where you will lead the development and execution of our credit strategy. Based in Dunedin, you will be part of a diverse leadership team and play your part in positioning MTF as an industry leader in terms of credit performance. This is an exceptional opportunity for an action orientated leader to develop a remarkable team and solutions, to help MTF be the industry leader in credit performance in speed to decision, accuracy to decision and customer outcomes.

Key Accountabilities include:

- Leadership of credit, lending, fraud, collections and recovery teams and functions.
- Lead the development, monitoring and continuous improvement of credit management strategies, practices and reporting.
- Develop and execute a comprehensive credit strategy.
- Lead the fraud function, developing capability, always staying abreast of global trends, technologies and risks.
- Establish collections and debt sales capability, whilst continuing to grow recovery capability.
- Manage external relationships.

**ABOUT US**

At MTF Finance, our mission is to help New Zealanders get ahead by making lending about people again. Incredibly high standards drive us to give our customers the best service in the finance industry. Our NPS scores and review ratings are amongst the best in the world.

Our history dates back to 1970, and we’ve built a great reputation by doing the right thing and forming long-term and beneficial partnerships. We provide innovative finance solutions to New Zealanders through our nationwide franchise network, vehicle dealers and partners such as Trade Me. This has helped us grow into a business with assets of more than $820m. We are fifty-two years young and only getting started.

We are launching new products and partnerships while staying true to our core, that we are people helping people, powered by a world-class funding system.

**SKILLS & EXPERIENCE REQUIRED**:

- Relevant Tertiary qualification or senior level professional experience.
- Minimum 5 years’ experience in a senior regulatory role withing the financial services sector.
- Comprehensive knowledge of NZ credit laws and regulatory guidelines - particularly CCCFA regulations.
- Strong understanding of credit analyses and policies, risk modelling, management principles, credit decisioning systems and processes, along with changing data sources and technologies.
- Proven experience leading a collections function with additional knowledge around digital lending, fraud tools and trends.
- Outstanding leadership experience with the ability to develop high performers who work as a team, who can foster trust and confidence, and influence positive cultural change across an organisation.
- Strong relationship builder, able to work collaboratively with all stakeholders, both internal and external.
- Strong numerical and commercial acumen.
- Detail focused, with strong analytical and problem-solving capability.
- High level of integrity, confidentiality, flexibility, adaptability, resilience and tenacity.

You will also be curious by nature, particularly around credit, fraud and the changes occurring in lending, be solutions focused and recognised as someone able to consider the bigger picture overall.

The role will require you to be certified and comply with a duty of due diligence under the Credit Contracts and Consumer Finance Act 2003 (CCCFA Act).


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