Financial Adviser

4 months ago


New Zealand QMS Investments Limited Full time

**Overall Responsibilities**:

- ** Financial Consultation**: Meet with customers to understand their financial situation, preferences, and budgetary constraints. Provide guidance and advice on available financing options, including loans, leases, and other financial products.
- ** Loan Structuring**: Evaluate customers financial information and match them with suitable loan programs based on their creditworthiness, down payment, interest rates, and loan terms. Structure loan packages that align with customers financial goals and budget constraints.
- ** Compliance and Legalities**: Ensure compliance with relevant laws, regulations, and industry standards pertaining to automotive financing. Stay updated on changes in lending practices, consumer protection laws, and financial regulations.
- ** Customer Service**: Provide exceptional customer service by addressing customer inquiries, concerns, and objections related to financing options. Offer transparent and accurate explanations of terms, conditions, and costs associated with various loan programs.
- ** Credit Analysis**: Assess customers creditworthiness by reviewing credit reports, credit scores, and payment histories. Identify potential risk factors and recommend strategies to improve credit profiles, if necessary.
- ** Deal Closing and Documentation**:Coordinate with the sales team and customers to finalize the financing process and complete necessary paperwork. Ensure accurate and timely completion of all required legal and financial documents.
- ** Follow-Up and Relationship Management**:Maintain ongoing communication with customers to address post-purchase financing inquiries, loan payment concerns, and potential refinancing opportunities. Build long-term relationships with customers to encourage repeat business and referrals.
- ** Industry Knowledge and Continuous Learning**:Stay informed about automotive financing trends, interest rates, lender programs, and industry best practices. Seek professional development opportunities to enhance knowledge and skills related to automotive financing and lending.

To Apply:
You must be either a New Zealand Citizen / Resident or on a Valid Visa and able to Work Full Time.

Thanks for reading If you think youre a good fit wed love to hear from you

**Job Location: Rotorua, Bay of Plenty**

**Number of positions: 1**

**Type: Permanent, Full time**

**Days required: Rotating roster, including weekends**

**Hours per week: 40 hours per week



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