Credit Analyst

FleetPartners Group is an ASX 300 listed financial services, vehicle management, and employee benefits company. We are an organisation where 98% of all team members believe that their manager genuinely cares about their well-being and feels valued. We also help everyday Australians to maximise their salary by administering employee benefit programs and help them to get into the car of their dreams.

We have a strong company culture that values our people and are proud to present you with this opportunity to join our team. We support all types and sizes of businesses to acquire and effectively manage their vehicles, with over 93,000 vehicles currently under management.

**Our Promise**

FleetPartners Group is an equal opportunities employer; therefore, all qualified applicants will receive consideration without regard to their race, colour, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

**THE ROLE**:
**What you’ll be doing**:

- Analyse financial information, counterparty credit risk, asset risk and security structure of corporate transactions brought in by the Business Development & Relationship teams
- Prepare credit memorandum and approve within the DLA (Delegated Lending Authority) or refer with recommendation to Senior Credit Manager when outside the DLA
- Ensure MLA/MFLA documentation is executed correctly and saved in line with the company policy
- Manage PPSR Registration and Discharge
- Maintain strong communication with stakeholders in the credit process to ensure credit issues are identified and resolved as soon as practicable to enable timely delivery of credit decisions with set SLA’s
- Manage and prioritise workflows depending on urgency and priority

**ABOUT YOU**:

- 3+ years’ experience in similar role preferably in Auto-Finance environment
- Sound financial analysis skills and credit judgement
- Ability to advocate succinctly key risk issues and solutions in verbal and written communication
- A strong sense of empathy for business development and acute commercial orientation to develop practicable solutions to address credit issues without exposing FleetPartners to unnecessary risks.
- Excellent interpersonal skills with a demonstrated ability to liaise with team members, staff across the business and external stakeholders

Technical Skills:

- Intermediate working knowledge and capability with Microsoft Office in particular Excel and PowerPoint program experience
- Problem solving ability
- Maintain sound credit lending standards
- High degree of accuracy and attention to detail in relation to financial calculations, credit verifications and all matters associated with the preparation of credit memorandum

Communication Skills:

- Demonstrated ability to develop co-operation and teamwork
- Articulate verbal and written communication skills
- Excellent negotiation skills
- Ability to listen effectively and accept constructive feedback and action as required
- Ability to liaise with all levels of employees throughout an organisation

Personal Management Skills:

- Good time management skills
- Ability to deliver to deadlines
- Customer focus both internally & externally
- Ability work in a dynamic environment and under opposition at times
- Ability to learn new tasks and grasp concepts quickly
- Puts in extra effort as required to get the job done
- Ability to take ownership of results

**THE PERKS**:
Our employee benefits are continually evolving to meet the needs of our people. They currently include
- Up to 27 days annual leave per annum
- Subsidised Southern Cross Health Insurance
- Flexible and hybrid working arrangements
- Generous paid parental leave
- Learning and development opportunities
- Corporate retail discounts. and more

**Next Steps**

**Benefits