Credit Insights Analyst

6 days ago


Auckland, Auckland, New Zealand Avanti Finance Group Full time

About Us

At Avanti Finance Group, we are committed to delivering exceptional financial services products and fostering a motivated and engaged workplace culture centered around personal growth and high performance.

Role Summary

This role plays a crucial part in assisting with the oversight of credit risk across the Avanti group, including CCCFA compliance, the development, delivery, and management of lending scorecards, and the creation and insights derived through credit-related data.

Key Responsibilities

  • Utilize SQL to extract and analyze data, identify trends, support risk assessments, and drive continuous improvement.
  • Develop and maintain credit dashboards in data visualization tools such as Power BI.
  • Contribute to tracking market, credit, and operational risks, preparing reports for internal teams.
  • Collaborate with the team to develop new ways to detect and mitigate financial risks, thinking beyond traditional approaches.
  • Stay up-to-date on trends, regulatory changes, and analytical techniques to enhance decision-making.
  • Ongoing review and update of credit-related policies and procedures.
  • Monitoring of credit scorecard outcomes and performance.
  • Supporting delivery of the hindsight framework.
  • Completion of product, process, and segment deep dives.
  • Assist in developing processes and procedures that support the business to meet its business and strategic aims.

Qualifications

  • A strong understanding of the lending/credit process, ideally with 3 years' financial services experience.
  • Expertise in SQL.
  • Exceptional problem-solving skills with the ability to use initiative and creativity to drive outcomes.
  • PREFERRED knowledge and experience using data analytics and/or data visualization tools.
  • Able to prioritize workload, work autonomously and collaboratively.
  • Excellent time management skills with a proven ability to meet deadlines.
  • Effective multi-tasking and ability to keep pace in a dynamic and fast-paced environment.
  • Superior verbal and written communication skills.


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