Associate Director, Analyst

1 week ago

Auckland City, New Zealand Rabobank Full time

**Job Overview & Purpose**:
Partner with the relevant Wholesale management team member, relationship manager or Product Head/Manager to undertake assessment of financial information and completion of the “credit responsible” components of credit submissions used for Wholesale clients. This includes not only making an assessment of a customer’s credit profile but also providing support in regard to the choice of the most appropriate loan structure and providing a joint recommendation for approval.

Assist with strategic initiatives to drive growth, contribute to process improvements and participation in projects.

**Context of Job**:
The Wholesale business in RANZ is comprised of the Core Lending (CL), Value Chain Finance (VCF), Leveraged Lending (LL) and Global Financial Markets (GFM) business units. The primary focus of Wholesale Banking are lending activities to the Food & Agribusiness (F&A) sector. This business focus aligns with Rabobank Group’s objective of being a specialist provider outside the Netherlands of financial services to major F&A clients around the world.

The primary role of an Associate Director, Analyst, Wholesale Banking is to (a) facilitate and support Wholesale in realising its strategic ambition; (b) participate in deal teams and prepare credit submissions and perform pro-active risk management/monitoring; (c) ensure that activities are based on a robust risk framework and a strong risk culture. These roles are performed in accordance with the three line of responsibilities framework, where business units act as the first line, taking ownership and being accountable for Front to Back risk while being responsible for financial risk (and non-financial) of the portfolio, risk management acts as an independent second line and internal audit acts as the third line. The AD position is in the business and hence part of the first line of responsibility.
- **_ 12 month secondment opportunity _**
- **_Based in Auckland NZ, or Sydney AU, or potentially flexible AU/NZ_**

**Key Responsibilities & Accountabilities**:
Credit Application Preparation and Risk Assessment
- Identification of legal counterparties and credit bases.
- Assessment of proposal in compliance with Credit Risk Policies, Risk Appetite and previous credit approvals (where applicable).
- Analysis of Business Risks including non-financial risks (sustainability, client related integrity risks, Management assessment).
- Analysis of Financial Risks including critical analysis of historical and forecast financial performance with appropriate sensitivities conducted. Accurate population of Moody’s Risk Analyst (MRA)
- Analysis of Group structure risks.
- Determination of credit risk parameters including:

- Loan Quality Classification and Impairment Triggers
- Probability of Default (Risk Rating)
- Loss Given Default and Exposure at Default
- Client Profitability Assessment - Risk Adjusted Return on Capital (RAROC).
- Preparation of high quality and concise credit submissions with particular focus on data quality and integrity.
- Provide an opinion on credit submissions and/or credit profile of a customer with a well-developed, justifiable motivation

Client Monitoring
- Completion of annual credit reviews in a timely manner (overdue reviews maintained within risk tolerance levels).
- Ensure special conditions/covenants are recorded and monitored and satisfied in a timely manner (overdue conditions/covenants maintained within risk tolerance levels)
- Ensure Credit Protection Register is updated regularly and reflects accurate collateral position (data quality).

Other Activities
- Establish strong working relationships with all stakeholders including attending client meetings where appropriate. In conjunction with the relationship managers identify customer opportunities (including target names).
- Participate in the identification opportunities for continuous improvement and initiatives to implement.
- Identify value add opportunities independently and/or with stakeholders (e.g. Research).
- Participate in projects and/or assist the Directors Portfolio Management in project and strategic initiatives.
- Assist new team members with procedural matters and systems use.
- Other duties as directed/required from time to time.

Qualifications:

- Finance/accounting degree with a post qualifying degree favourably viewed

**Experience**:

- Minimum 6-7 years’ experience in a banking environment with exposure to Corporate/ Institutional clients either as a credit analyst, credit approval or in another relevant capacity

Knowledge:

- Credit, risk and banking knowledge
- Product/market knowledge

**Skills**:

- Strong risk management
- Analytical and problem solving
- Relationship management & engagement skills
- Customer Focus and opportunity identification
- High energy levels
- Pro-active
- Result focus and deadline driven
- Impactful
- Sound judgment
- Initiative and decisiveness
- Questioning and challenging
- Accountable
- Goo

  • Associate Director Wholesale Credit Analyst

    5 months ago

    Auckland City, New Zealand Rabobank Full time

    Job Overview & Purpose: - Partner with the relevant Wholesale management team member, relationship manager or Product Head/Manager in the preparation of credit submissions for Wholesale clients. This includes not only making an assessment of a customer’s credit profile but also providing support in regard to the choice of the most appropriate loan...

  • Associate Risk Analyst

    1 week ago

    Wellington City, New Zealand The Treasury Full time

    **_Fantastic opportunity to make a real contribution and showcase your skills and potential!_** - Are you passionate about risk and looking to grow your career? - Be part of a supportive, enthusiastic and high performing team **Mō mātou | About Us** At** Te Tai Ōhanga - The Treasury**, we are committed to Tiakitanga to make Aotearoa a better place for...

  • Associate Director

    7 months ago

    Auckland City, New Zealand Turner & Townsend Full time

    Company Description At Turner & Townsend we’re passionate about making the difference. That means delivering better outcomes for our clients, helping our people to realize their potential, and doing our part to create a prosperous society. Every day we help our clients deliver ambitious and highly technical projects in over 118 offices and 47 countries...

  • Audit Director or Associate Audit Director

    2 months ago

    Wellington City, New Zealand New Zealand Government Full time

    **Audit Director or Associate Audit Director** This is a rare opportunity to join a unique, employee-focused organisation where you can make a positive difference in the public sector. **We offer our staff** - Flexible working. - Family-friendly offices. - Health and well-being benefits. - Learning and development opportunities. We take pride in being the...

  • Associate Director Development

    1 week ago

    Auckland City, New Zealand University of Auckland Full time

    **Job Description**: **Waipapa Taumata Rau** **| The University of Auckland** The University of Auckland occupies a unique position in Aotearoa New Zealand and the Asia-Pacific. It is New Zealand’s largest university with over 40,000 students and an international centre of learning and academic excellence. The University of Auckland is the largest...

  • Associate Director

    3 weeks ago

    Auckland, New Zealand Debbie Graham & Associates Full time

    Associate Director - Auckland - Debbie Graham & Associates 4 days ago Description Associate Director - Client Services in Rarotonga About the Role We are seeking an experienced Associate Director to join our client services team in Rarotonga. Provision of a full scope of fiduciary services to international clients, including high net worth individuals and...

  • Associate Director

    3 weeks ago

    Auckland, New Zealand Technical Recruitment Solutions Ltd Full time

    Newly created role for an Associate or Technical Director to provide expert cost advice on major infrastructure projects.Salary circa $180-$220k plus bonus and benefits.Complex and long-term projects.Positive and supportive team culture.Join this expanding business and build a high-performing team around you with a focus on front-end cost planning,...

  • Associate Director

    1 week ago

    Wellington City, New Zealand Aon Full time

    **Job Description**: - Join a growing global insurance broker - Be part of our successful Wellington team - Competitive package **The Opportunity** Aon’s Wellington team is looking for a proven Associate Director to accelerate our growth in the region. As an Associate Director, you will leverage your business development track record to establish new...

  • Senior Analyst

    7 months ago

    Wellington City, New Zealand New Zealand Government Full time

    Senior Analyst, Economics Directorate (Multiple positions)This is an exciting opportunity to work on a diverse portfolio of research projects, collaborating with the full range of teams across Te Pūtea Matua.Te tūranga - The role The Senior Analyst is a pivotal role responsible for conducting in-depth analysis and/or research across a range of areas to...

  • Experienced Quantity Surveyors

    2 months ago

    Auckland, New Zealand Consultancy.com.au Full time

    Experienced Quantity Surveyors - Associate Directors to Senior Associate Director Experienced Quantity Surveyors - Associate Directors to Senior Associate Director The Role You will offer commercial and contractual expertise to a variety of organisations. Projects range from transport infrastructure, asset maintenance, and utilities through to commercial...

  • Experienced Quantity Surveyors

    2 months ago

    Auckland, New Zealand Consultancy.Com.Au Full time

    Experienced Quantity Surveyors - Associate Directors to Senior Associate Director Experienced Quantity Surveyors - Associate Directors to Senior Associate Director The RoleYou will offer commercial and contractual expertise to a variety of organisations. Projects range from transport infrastructure, asset maintenance, and utilities through to commercial...

  • Experienced Quantity Surveyors

    2 months ago

    Auckland, New Zealand Consultancy.Com.Au Full time

    Experienced Quantity Surveyors - Associate Directors to Senior Associate Director Experienced Quantity Surveyors - Associate Directors to Senior Associate Director The Role You will offer commercial and contractual expertise to a variety of organisations.Projects range from transport infrastructure, asset maintenance, and utilities through to commercial...

  • Associate Director, Learning and Teaching

    2 months ago

    Auckland City, New Zealand Kaplan Full time

    **Contribute to the successful implementation of high-quality educational programmes**: - **26 days’ annual leave, including 1 for your birthday**: - **Permanent full-time position located in Albany, Auckland, New Zealand** **Role** The Associate Director is responsible for providing support in the development and implementation of high-quality...

  • Associate Director

    3 weeks ago

    Auckland, New Zealand Debbie Graham & Associates Full time

    Associate Director - Auckland - Debbie Graham & Associates4 days agoDescriptionAssociate Director - Client Services in RarotongaAbout the RoleWe are seeking an experienced Associate Director to join our client services team in Rarotonga.Provision of a full scope of fiduciary services to international clients, including high net worth individuals and family...

  • Associate Director of Sales

    7 months ago

    Auckland City, New Zealand SkyCity Entertainment Group Full time

    We're looking for an exceptional sales professional with a proven track record of success. If you are you driven, results-oriented, and passionate about delivering outstanding customer experiences, then we have an exciting opportunity for you to join the team at the New Zealand International Convention Centre (NZICC) as our Associate Director of Sales. This...

  • Associate/Director - BAS - Invercargill

    4 weeks ago

    Invercargill City, New Zealand Tyler Wren Full time

    Associate or Director role with Shareholder opportunities! About Us: This CA firm is not just your typical CA firm – they're trailblazers on a mission to redefine the future of accounting. They do not follow trends; they're setting them. As they gear up for a thrilling phase of expansion, they're on the hunt for an Associate or Director who dares to think...

  • Associate Director, Learning And Teaching

    4 weeks ago

    Auckland, New Zealand This Is An It Support Group Full time

    Contribute to the successful implementation of high-quality educational programmes26 days' annual leave, including 1 for your birthdayPermanent full-time position located in Albany, Auckland, New ZealandRoleThe Associate Director is responsible for providing support in the development and implementation of high-quality educational programmes at Massey...

  • Associate Director, Learning And Teaching

    4 weeks ago

    Auckland, New Zealand This Is An It Support Group Full time

    Contribute to the successful implementation of high-quality educational programmes26 days' annual leave, including 1 for your birthdayPermanent full-time position located in Albany, Auckland, New ZealandRole The Associate Director is responsible for providing support in the development and implementation of high-quality educational programmes at Massey...

  • Associate Director Commercial Valuation

    6 days ago

    Auckland City, New Zealand Approach Consulting Full time

    Position situated in Canberra, Australia - Clear pathway from Associate Director to Director - Leading global commercial property organisation **The company** Leaders within the commercial real estate market nationally in Australia, this top tier global organisation always seek exceptional results for their clients. With a genuine passion for commercial...

  • Nera Associate Analyst/ Analyst

    5 hours ago

    Auckland City, New Zealand Oliver Wyman Group Full time

    We have a rare opening for an Associate Analyst or Analyst to join our Auckland office. The New Zealand team is part of a global network of leading economic and industry experts. The team is involved in high-stakes legal and regulatory proceedings in New Zealand, Australia and Asia, spanning a broad cross section of industries and practice areas. This...