![ANZ Banking Group](https://media.trabajo.org/img/noimg.jpg)
Lending Specialist
4 days ago
**Req ID**: 82039
**Department**: NZ Personal Banking Customer Service Operations
**Division**: New Zealand
**Location**: Auckland/Wellington/Christchur
Ko Mātou - About Us
Kia Hanga I Te Ao, E Ora Ai, E Tupu Ai, Te Tangata Me Te Kainga. At ANZ, we’re shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.
Mō te tūranga - About the role
Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.
**Role Location**: Auckland / Wellington / Christchurch
**Role Type**: Permanent, Full-time (5x available positions)
Ka aha tō rā e kite ai? - What will your day look like
**As a Lending Specialist, you will**:
Utilise relationship and assessment skills to ensure both individual and Adviser Unit targets are achieved
Identify and manage customer needs and expectations by providing customer service and communication excellence
Use lending knowledge to explain policy or processes so that customer education and relationships are continuously enhanced
Be proactive in providing support and feedback where appropriate
Implement an effective call programme and maintain relationships with key Advisers
Understand and interpret the Bank’s changing risk appetite
Keep technical expertise, product fluency, and policy knowledge up to date
Meet or exceed targets through collaboration and awareness of own and others workflow
Identify, develop and recommend or implement improvement opportunities relating to process
Accurately record research, justification and decision for each lending proposal assessed
Ensure accreditation relevant to you is maintained and applied (eg Judgemental or Frontline CAD)
Be alert and act promptly to warning signs of credit deterioration, equally recognise your customers’ strong or improved performance to develop stronger relationships with them
Identify trends, risks and issues
Ensure all services delivered comply with ANZ Group governance requirements, policies, processes and standards and with legal and regulatory requirements
Ōu Pūkenga? - What will you bring?
To grow and be successful in this role, you will ideally bring the following:
Strong lending experience and knowledge of credit policy.
Ability to analyse complex information in a logical & systematic manner & exercise good judgement in making decisions under pressure.
Ability to work in a team environment as well as independantly
Able to build strong, open & collaborative working relationships
You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.
He aha te take e uru ai koe ki a mātou? - So, why join us?
From the moment you join ANZ, you'll be part of a work whānau striving towards a common purpose: shaping a world where communities thrive.
But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and community you need to take the next big step in your career.
We're a diverse community at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to wellbeing services and discounts on selected products and services from ANZ and more.
At ANZ you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of Aotearoa New Zealand's communities and this is one of the reasons that has inspired us to develop a multi-year Te Ao Māori Strategy called Tākiri-Ā-Rangi. This includes increasing representation of Māori and Pasifika people at ANZ. Join us and get involved in one of our affinity networks which help us to better understand and meet the needs and interests of our increasingly diverse workforce.
Te Rā Ōtinga - Job Posting End Date
Thursday 5th December, 11.59pm, (NZST)
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